Guide to better credit & Business Funding 
 
What Is Credit & Why Does It Matter?
Credit is a system that allows individuals to borrow money and pay it back over time. Lenders use your credit history to assess your creditworthiness, which is their determination of how likely you are to repay a loan. Your credit score is a number that lenders use to represent your creditworthiness. It is based on your credit history, which includes information about your loans, payments, and other financial activity.
 
There are a few things you can do to improve your credit score:
Pay your bills on time, every time. This is the most important factor in your credit score.
Keep your credit utilization low. This means using less than 30% of your available credit.
Keep your credit accounts open for a long time. The longer your credit history, the better your credit score will be.
Dispute any errors on your credit report.
 
If you have made mistakes in the past, you can still improve your credit score. By following these tips, you can build a good credit history and qualify for better loans in the future.